Privacy Policy
Last Updated: 14 January 2025
At lomiravente, we take your privacy seriously. This policy explains how we collect, use, and protect your personal information when you interact with our financial education services.
We're committed to transparency. If something here doesn't make sense, reach out and we'll clarify.
Information We Collect
We collect information that helps us provide better educational services. This happens in a few different ways, and we want to be upfront about what we're gathering.
Information You Provide Directly
When you sign up for courses or contact us, you share certain details. This typically includes your name, email address, phone number, and sometimes information about your educational background or professional interests.
| Data Type | Purpose | Retention Period |
|---|---|---|
| Contact Information | Course enrollment, support communication, program updates | Duration of enrollment plus 3 years |
| Payment Details | Processing course fees and maintaining transaction records | 7 years as required by Australian tax law |
| Learning Progress | Tracking course completion and providing personalized recommendations | Duration of enrollment plus 2 years |
| Communication Records | Support queries, feedback, and service improvement | 5 years from last interaction |
Automatically Collected Information
Our website collects technical data to function properly and improve user experience. This includes your IP address, browser type, device information, and how you navigate through our site.
We use cookies and similar technologies. Some are essential for the site to work, while others help us understand which content resonates with learners.
How We Use Your Information
Everything we collect serves a purpose. We're not in the business of hoarding data for its own sake.
- Delivering educational content and managing your course access
- Processing payments and maintaining accurate financial records
- Sending course updates, schedule changes, and relevant educational materials
- Responding to your questions and providing technical support
- Improving our courses based on how students engage with content
- Complying with Australian financial and educational regulations
- Protecting against fraud and maintaining platform security
We don't sell your personal information. Period. We're an educational provider, not a data broker.
Any sharing of information only happens in specific circumstances outlined in this policy, and you'll always know when and why it's happening.
Sharing Your Information
There are limited situations where we share your information with third parties. Each serves a specific function in delivering our services.
Service Providers
We work with companies that help us run our platform. This includes payment processors, email service providers, and hosting companies. They only get the information needed to perform their specific function, and they're contractually bound to protect it.
Legal Requirements
Sometimes we're legally required to disclose information. This happens when we receive valid legal requests from Australian authorities or need to protect our rights and safety.
Business Transfers
If lomiravente were acquired or merged with another company, your information would be part of that transfer. We'd notify you beforehand and ensure the new entity honors this privacy policy.
Your Privacy Rights Under Australian Law
The Australian Privacy Principles give you specific rights over your personal information. Here's what you can do and how to exercise these rights.
Access Your Data
Request a copy of all personal information we hold about you. We'll provide this within 30 days in an easily readable format.
Correction Rights
If information we hold is inaccurate or outdated, you can request corrections. We'll update it promptly or explain why we can't.
Erasure Requests
Ask us to delete your personal information, subject to legal retention requirements. Some records must be kept for tax and compliance purposes.
Object to Processing
Object to how we use your information for specific purposes, particularly marketing communications. We'll respect your preferences.
Data Portability
Receive your information in a structured, commonly used format that you can transfer to another service provider if needed.
Withdraw Consent
Withdraw consent for processing where we rely on it as our legal basis. This won't affect previously completed processing.
To exercise any of these rights, contact us using the details at the bottom of this page. We'll respond within 30 days and never charge you for making a request.
Data Security Measures
Protecting your information isn't just a legal obligation for us. It's fundamental to maintaining trust.
We use industry-standard encryption for data transmission and storage. Our servers are located in secure Australian data centers with physical and digital access controls.
- All payment information is processed through PCI-DSS compliant payment gateways. We never store complete credit card numbers on our servers.
- Employee access to personal information is restricted based on job function. Staff receive regular privacy and security training.
- We conduct regular security audits and vulnerability assessments to identify and address potential weaknesses.
- Our systems are monitored continuously for suspicious activity, with automated alerts for potential security incidents.
- We maintain detailed backup systems to prevent data loss while ensuring backups are encrypted and securely stored.
No system is completely foolproof. If a data breach occurs that affects your information, we'll notify you within 72 hours as required by Australian law and explain what happened and what we're doing about it.
International Data Transfers
Your information is primarily stored in Australia. However, some of our service providers operate internationally, which means your data might be processed outside Australia.
When this happens, we ensure these providers meet Australian privacy standards through contractual agreements. They must protect your information to the same level required here.
If you're accessing our services from outside Australia, your information will be transferred to and processed in Australia under Australian privacy laws.
Children's Privacy
Our services are designed for adults. We don't knowingly collect information from anyone under 18 without parental consent.
If you're under 18 and interested in our programs, please have a parent or guardian contact us. If we discover we've collected information from a minor without proper consent, we'll delete it immediately.
Cookies and Tracking Technologies
We use cookies to make our website work properly and to understand how people use it. Here's what's happening behind the scenes.
Essential Cookies
These are necessary for basic website functionality. They remember your login status, preferences, and allow you to navigate between pages without losing your session.
Analytics Cookies
We use analytics to understand which pages are visited most, where people spend time, and where they get stuck. This helps us improve the learning experience.
Managing Cookie Preferences
You can control cookies through your browser settings. Blocking essential cookies might affect website functionality, but you're free to disable analytics and marketing cookies without losing access to core features.
Marketing Communications
We'll send you information about new courses, program updates, and educational content that might interest you. But we're not fans of spam either.
Every marketing email includes an unsubscribe link. Click it and you're off the list immediately. You'll still receive essential emails about courses you're enrolled in, but no promotional content.
We don't share your email address with other companies for their marketing purposes. The emails you receive from us are from us alone.
Data Retention Periods
We don't keep your information longer than necessary. But "necessary" depends on the type of information and legal requirements.
Course enrollment records are kept for three years after completion. This allows us to provide transcripts and certificates if you need them later.
Financial records are retained for seven years as required by Australian tax legislation. After that, they're securely destroyed.
Marketing consent records are kept until you withdraw consent, plus an additional period to ensure we don't accidentally contact you again.
Third-Party Links
Our website includes links to external resources and partner sites. Once you click through, their privacy policies apply instead of ours.
We try to link to reputable sources, but we can't control their privacy practices. Check their policies before sharing personal information on external sites.
Changes to This Policy
Privacy regulations evolve, and so do our practices. When we update this policy, we'll change the date at the top and notify active students by email if changes are significant.
We recommend checking back occasionally to stay informed. Continued use of our services after changes means you accept the updated policy.
Complaints and Disputes
If you're unhappy with how we've handled your information, we want to know about it. Contact us first and we'll work to resolve the issue.
If you're not satisfied with our response, you can lodge a complaint with the Office of the Australian Information Commissioner (OAIC). They're the regulatory body overseeing privacy compliance in Australia.
You can reach OAIC at enquiries@oaic.gov.au or visit their website for more information about the complaints process.
Questions About This Policy?
If anything here is unclear or you have specific privacy
concerns, get in touch.
Email us at contact@lomiravente.com
Call us at +61 8 8305 9380
Or write to us at Block K, Ground Floor/13 Janison St, Tamworth NSW 2340, Australia